Cyber insurance specialists | Emergence Insurance

Specialist cyber underwriting agency

At Emergence we are pioneering cyber protection in Australia. Our expertise means we are dedicated to protecting, educating and supporting businesses with their cyber insurance needs.

Cyber Insurance

For your business

Comprehensive cover specifically designed to protect SME businesses from a cyber event by providing response costs, protecting your revenue stream and defending and protecting you against third party liability suits.

CYBER ATTACKS CAN CRIPPLE SMALLER ENTERPRISES

14 February 2020

There’s a common misconception that cyber attacks target big business and ‘small fry’ are not under threat.

PROMPT NOTIFICATION MITIGATES REPUTATION DAMAGE

6 December 2019

If you get hacked, notifying customers – even with no legal obligation to do so – can assist in mitigating reputation damage.

EMERGENCE SCOOPS THE POOL AT INDUSTRY AWARDS

19 November 2019

Emergence has added to its burgeoning trophy cabinet.

CYBER EXCESS PROTECTION POLICY LAUNCHED

20 September 2019

Emergence Insurance has released an excess of loss (XOL) policy.

CYBER CRIME DATA TRENDS ECHO NDB SCHEME

9 September 2019

The frequency and severity of cyber insurance claims are rising rapidly.

EMERGENCE EXPANDS TO WA; APPOINTS AWARD-WINNING BDM

19 July 2019

Emergence Insurance has expanded to Western Australia, opening an office headed by an award-winning business development manager.

CYBER CRIMS SWOT UP TO FIND NEW LOOPHOLES FOR THEFT

12 July 2019

Cyber criminals are getting smarter at using social engineering to defraud businesses.

IMPORTANT: MICROSOFT WINDOWS SECURITY VULNERABILITY

11 June 2019

Emergence is constantly seeking ways to support our brokers and clients.

HUMAN FALLIBILITY SPARKS SOCIAL ENGINEERING CRIMES

24 May 2019

The cyber crime of social engineering has developed because of human fallibility.

OAIC REPORT HIGHLIGHTS CYBER RISKS’ MAGNITUDE

17 May 2019

Human error is a key reason why data breaches occur.

EMERGENCE WINS UNDERWRITING AGENCY OF THE YEAR

7 May 2019

We’re over the moon at Emergence because we’ve just won the Insurance Business magazine’s award for Best Underwriting Agency of the Year.

EMERGENCE NOW COVERS SOCIAL ENGINEERING THEFTS

2 May 2019

Cyber specialist Emergence Insurance has enhanced its policy wording to cover social engineering.

SOPHISTICATED RANSOMWARE ATTACK COSTS RUN HIGH

1 April 2019

An aluminium and renewable energy company has suffered a sophisticated ransomware attack that paralysed parts of its operations.

SEXTORTION CYBER RISK CLAIMS TREND UP IN AUSTRALIA

6 March 2019

Systemic risks, silent cyber, and state-sponsored hacking are the three biggest global cyber threats, a leading UK-based expert has told an Emergence Insurance webinar.

NOTIFIABLE DATA BREACHES HIKE HIGHER

14 February 2019

Malicious or criminal attacks were the largest source of data breaches in the October-to-December 2018 quarter, the Office of the Australian Information Commissioner’s (OAIC). [. . .]

EMERGENCE EXPANDS INTO VICTORIA

8 February 2019

Our new Melbourne office is now open.

BROKER EDUCATION KEY TO CYBER INSURANCE PENETRATION

25 January 2019

Brokers can’t market what they don’t understand.

INSIDER THREATS ‘UNDER-REPORTED’

23 November 2018

An IT expert says insider threats appear to be under-reported in data collated by the Office of the Australian Information Commissioner (OAIC).

EMERGENCE WINS DOUBLE GOLD

15 November 2018

OAIC REPORT SHOWS NEED FOR MORE CYBER SECURITY EDUCATION

5 November 2018

Human error remains a key cause of notifiable data breaches, according to the latest quarterly report from the Office of the Australian Information Commissioner (OAIC).

Emergence has upgraded its cyber policy wording

20 August 2018

Emergence Insurance has upgraded its policy wording to expand coverage.

Human error sparks high data breach notifications

31 July 2018

Human error is the second highest overall source of data breaches – and in some sectors the highest – according to the second quarterly report into notifiable data breaches,. [. . .]

Cyber criminals succeed with traditional methodology

22 May 2018

Cyber criminals are successfully wreaking havoc in computer systems using traditional techniques, brokers participating in an Emergence Insurance webinar have heard.

OAIC data breach notification statistics ‘frightening’

12 April 2018

The Office of the Australian Information Commissioner (OAIC) has released its first quarterly report into notifiable data breaches, which shows 63 reported breaches since the. [. . .]

Notifiable data breaches scheme looms

16 February 2018

The ramifications of cyber hacks are about to increase dramatically.

No business too small to face cyber attack risk

2 February 2018

Small business owners and managers might not consider themselves prime targets for cyber attacks.

Security alert: Chip vulnerability exposes computers

15 January 2018

Chips contain a feature that makes them vulnerable to hacking that could allow hackers to steal sensitive data, Intel Corp and other leading chip manufacturers have confirmed.

Five tips to protect against ransomware attacks

14 December 2017

Ransomware attacks are one of the most common forms of cyber attack in Australia. How can you protect your business?

Writeback for terrorism exclusion

28 November 2017

Emergence has updated its policy to restrict its exclusion for cyber terrorism events.

Emergence wins two awards

21 November 2017

Emergence has won two awards in the 2017 Insurance Business magazine’s ‘Brokers on Underwriters’ Awards.

Small businesses are not immune to cyberthreats

6 October 2017

If you run a small business, you might be under the assumption that cybercriminals won't come after you. These days, sadly, that isn't necessarily true.

Emergence well positioned to respond to Petya Ransomware attack

30 June 2017

We understand the complexities of managing cyber incidents and are focused on making sure you get access to the very best of technical skills.

How do I continue Cyber Event Protection coverage with Emergence?

9 June 2017

How do I continue Cyber Event Protection coverage with Emergence? It’s easy, though the changeover to our new portal means the process is slightly different.

Important alert for Emergence policyholders: “Wannacry / Wannacrypt”

16 May 2017

As extensively covered in the news, a new and aggressive strain of ransomware recently wrecked havoc to organisations around the globe. To assist policyholders with any concerns,. [. . .]

Cybercrime is on the rise. Doing nothing may be the biggest risk of all

30 March 2017

As people, business and governments all become more reliant on interconnected computer networks, more economic value is digitised and stored online, making the rewards of. [. . .]

EMERGENCE NEWS: Welcome to Emergence 2.0

30 March 2017

New website, new products, new security and IT system . . . We’ve been working hard over the last fee months to bring you and evolved Emergence. We welcome you to take a look. [. . .]

Get ready—2017 is set to be the year for mandatory reporting of data breaches

9 March 2017

Until now, data breach reporting in Australia has been largely voluntary for businesses but new reforms impose a mandatory data breach for businesses with an annual turnover of. [. . .]

These cybersecurity tips could save your business

9 March 2017

Whether you’re just starting your company or you’ve established yourself in an industry, a cybersecurity mistake can wipe out all your progress and growth.

Don’t make life easy for the cybercriminals

9 March 2017

Your CFO gets an e-mail from the CEO asking her to transfer money that’s needed urgently for a new acquisition. Why would she question an e-mail from the CFO?